Top 10 Best Small Business Credit Card Bonus Offers – May 2022
Updated May 2022. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes:
120,000 Membership Rewards points after $15,000 on eligible purchases in the first 3 months.
HUGE list of additional perks including $400 Dell, $360 Indeed, $150 Adobe, $120 wireless phone annual credits, $200 annual airline fee credit, $179 CLEAR credit, Centurion airport lounge access, and more. See link for details.
100,000 Ultimate Rewards points (worth $1,000 straight cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards® after $15,000 in purchases in the first 3 months. See link for details.
3X points on the first $150,000 spent on travel, shipping purchases, internet/cable/phone services, and advertising purchases with social media sites and search engines.
Primary rental car coverage when renting for business purposes.
Up to $500 in Statement Credits. Earn a $250 Statement Credit after $5,000 in qualifying purchases on your Card within the first 6 months. Plus, earn an additional $250 statement credit after an additional $10,000 or more in qualifying purchases within the first year of Card Membership.
2% cash back on all eligible purchases up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
80,000 bonus TrueBlue points + $99 statement credit. 80,000 bonus points + $99 statement credit after spending $2,000 in first 90 days. Limited-time offer. See link for details.
First checked bag free for the primary cardmember and up to 3 companions when tickets are purchased with your JetBlue Plus Card.
80,000 Hawaiian miles + $99 statement credit. 80,000 miles + $99 statement credit after $2,000 in purchases within the first 90 days. Limited-time offer. See link for details.
Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and The Mainland on Hawaiian Airlines.
80,000 American Airlines miles + $95 statement credit. 80,000 bonus miles + $95 statement credit after $2,000 in purchases in the first 90 days. Limited-time offer. See link for details.
First checked bag free on domestic AA flights for you and up to 4 companions ($60 value per roundtrip, per person).
$750 bonus cash back after $7,500 in purchases in the first 3 months. See link for details.
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
$500 statement credit after $5,000 in purchases in the first 90 days. See link for details.
3% cash back on your choice of six categories. 2% cash back on dining and unlimited 1% cash back on all other purchases. The 3% and 2% cash back applies to the first $50,000 in combined category/dining purchases each calendar year, 1% thereafter.
75,000 bonus points after $7,500 in purchases (on the Account Owner’s Card only) in first the 4 months. 75,000 bonus points can be redeemed for $750 in cash back. Plus see Visa Olympic Games Beijing 2022 Bonus Offer. See link for details.
Up to $1,000 cash bonus. $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening. See link for details.
Unlimited 2% cash back on all purchases with no limit.
100,000 Marriott Bonvoy bonus points after $5,000 of eligible purchases within first 3 months. Offer ends 5/18/22. See link for details.
Free night award upon card anniversary (worth up to 35,000 Bonvoy points). Earn an additional Free Night Award after spending $60K in purchases on your Card in a calendar year.
Annual fee is $125.
* Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
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