Top 10 Best Credit Card Bonus Offers – May 2023 (Updated)
May Updates: Last call for Chase Sapphire 80k on 5/24 at 9 AM EST. Also added BA 75k, Southwest 60k+30%off, AmEx Green 60k+200.
Updated and checked May 2023. That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. This adds up to thousands of dollars in extra income (over $5,000 in 2021). These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:
Added BA 75k, Southwest 60k+30%off, AmEx Green 60k+200, Sapphire 80k, AA 75k, Citi 75k, Aeroplan 100k, Alaska 70k+$100
Removed IHG 120k w/ no AF, Hilton 100k, Marriott 100k, Delta 70k, Premier 80k, JetBlue 80k.
This is a companion post to my Top 10 Best Business Card Offers. Small business bonuses are on average even higher than those on consumer cards.
60,000 Membership Rewards points after $3,000 in purchases in first 6 months. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit. See link for details.
80,000 Ultimate Rewards points (worth $1,000 towards travel or transferrable to miles/points) after $4,000 in purchases within the first 3 months. See link for details.
$50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards(R), 3x on dining and 2x on all other travel purchases.
Earn 60,000 Rapid Rewards points plus a 30% off promo code after $3,000 in purchases in the first 3 months 60,000 points can be redeemed for over $750 in “Wanna Get Away” airfare with no blackout dates. See link for details on promo code
Southwest still gives everyone two free checked bags.
More than halfway to Companion Pass. If you can sign up for this one and also the small business version, you can qualify for a Companion Pass in 2023/2024.
50,000 points after $3,000 in purchases in the first 3 months. 50,000 points is worth $625 in travel value with Pay Yourself Back®. See link for details.
Free first checked bags on Air Canada flights: one free checked bag for the primary cardmember and up to eight other travelers on the same itinerary.
Aeroplan 25K Elite Status benefits for the remainder of the first calendar year, plus the following calendar year.
50,000 points (worth $500 towards travel) after $3,000 in purchases within the first 90 days. See link for details.
2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
$100 annual Airline Incidental Statement Credit.
Up to $100 credit towards TSA PreCheck or Global Entry application fee.
$95 annual fee.
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on family trips – domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
* 5/24 Rule? Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 24 months (2 years). This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
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