Top 10 Best Credit Card Bonus Offers – April 2022 (Updated)
Updated and checked April 2022. That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. We participate in various financial offers for thousands of dollars in extra income (over $5,000 in 2021). These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:
Added Sapphire 80k, Marriott 3 Free Nights, United 70k, IHG 120k no AF, Aeroplan 100k, AmEx Platinum.
Removed Delta 70k, Southwest Easy Companion Pass, Hilton 130k+Free Night, IHG 125k+Free Night, AA Red (drop to 50k), JetBlue 70k, Wyndham 90k.
This is a companion post to my Top 10 Best Business Card Offers. Small business bonuses are on average even higher than those on consumer cards.
80,000 Ultimate Rewards points (worth $1,000 minimum towards travel and more) after $4,000 in purchases within the first 3 months. Up to 25% boost in Ultimate Rewards redemptions. See link for details.
$50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards(R), 3x on dining and 2x on all other travel purchases.
100,000 Membership Rewards points after $6,000 in purchases in the first 6 months. Plus 10X points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months. See link for details.
$200 Hotel Credits, $240 Streaming Credits, $200 Airline Fee Credits, $200 Uber Cash, $179 CLEAR Credit, $300 Equinox credit, $100 Shop Saks credit and more annually!
$100 Global Entry or $85 TSA PreCheck fee credit.
Premium airport lounge access through the American Express Global Lounge Collection®.
Up to 70,000 bonus United miles. 60,000 bonus miles after $3,000 on purchases in the first 3 months + additional 10,000 miles after $6,000 total on purchases in the first 6 months. See link for details.
Free first checked bag for both you and a companion (a savings of up to $120 per roundtrip) when you use your Card to purchase your United ticket.
Expanded award availability. Having this card makes it easier to find that saver award economy ticket.
3 Free Nights (each night valued up to 50,000 points) after qualifying purchases. See link for details.
Free Night after each account anniversary year (valued up to 35,000 Marriott points).
$95 annual fee.
Subject to 5/24 rule.
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on family trips – domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
* 5/24 Rule? Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 24 months (2 years). This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
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