Happy Monday, all!
Good day to sit down and update the ol’ net worth! (But when is it not, really? ;))
Nothing too crazy went down for us last month, but I did have fun opening up a new 529 account for the youngest and plopping in $5,000 to help him catch up with his brothers… It turns out I picked the wrong day to start and I’m already down by $130 – hah! – but hey, what are you gonna do? It’s the time IN the market that counts – not TIMING the market! Heyo!
Here’s how the rest of our finances played out last month:
June’s Net Worth Breakdown:
CASH SAVINGS (-$2,885.63): Almost down as much as we were up last month, but not sweating it as this was the bucket we pulled from to get that $5k for the new 529 investment… So looks like we actually brought home an extra $2,100 or so before it all got siphoned away! (Though the 529s
SPAVINGS FUND! (+$116.22): Got some good cash back rebates this month, as well as a SUPER sweet $20 gift card to Panera Bread this month from a regular I usually see there who wanted to wish me a happy father’s day 🙂 But get this – she gave it to me on her birthday!!! How beautiful is that?? (If you’re new to the site, you can learn more about what this “spavings” fund is
THRIFT SAVINGS PLAN (TSP) (+$500.01): Another nice increase here as the wife continues to automatically invest without thinking about it… Looks like we’re getting close to her 2 year anniversary already, so you can see how fast it accumulates in a relatively small amount of time! Now over $12,000!
BROKERAGE (-$45.57): I’m not sure how this went down when it holds
ROTH IRAs (+$809.16): Nothing too crazy going on over here either, but better seeing green than red no matter what the amount 🙂 Similar to the brokerage account above, as well as my SEP account – all $$$ here is invested in
SEP IRA (+$3,271.64): Same going on here as above, only higher % gain since there’s more money sitting in this account… Cool to see the overall performance over the years
CAR VALUES (-$102): Lastly – the cars, which will always go down over time, unless you’re into restoring classics! 🙂 Here are their values according to Kelly Blue Book – all fully paid off:
- Lexus RX350: $8,828.00
- Toyota Corolla: $2,718.00
Total change in net worth this month: +$1,663.83
Here’s our monthly snapshot of how the trailing 12 months have gone as well. Relatively stagnant the past 6 months:
And then lastly, BABY NET WORTHS!!!
Along with a pic, to put the #’s in better perspective 😉 It doesn’t hurt as bad throwing money into accounts when you know who they’re benefiting in the end! Haha… Maybe we should slap pics of our kids on all our *credit cards* too to make us double think future purchases?!
And that’s June! How’d you guys do? Anyone hit any good milestones?
In non-money life, everything is still revolving around baby, but we’re starting to ease back into “normalcy” again and adapting as we go… 3 kids isn’t nearly as drastic as it was going from zero to one, or even one to two – the worst! So knock on wood, I think all will be well here, and Baby Dime continues to grow and be healthy which is really all you can ask for 🙂
What’s new in your worlds?? Money/life/love good? Anyone doing something wild this Summer? Anyone want to COME BABYSIT???
[For more $$$ nuggets, head over to